I can't remember who sent this article to me, but I thought it might help some of you! I am struggling with trying to figure out how to reorganize our finances right now. I am just not very good at it! I don't know about tip#3(maybe that's who sent this article?) That one won't impact me. I like the coupon tip. I always see people at the store with coupons and I think, "Why don't I do that?"
If you have a good way to save some money, please let us know!
TIP #1: Use your Costco, Sam’s Club or other bargain store membership and create family outings at home. Purchase snacks in bulk, and do movie night in your living room. And while you’re at the store, purchase other bulk items you use regularly to cut down on expenses (toilet paper, plastic bags, snacks for lunches etc.).
Tip #2: Don’t blink when you open your monthly bills! Reduce every one of your utility bills by 10%. Automatically save 3% on your energy bill by lowering your thermostat by one degree (leave raise it during the summer). You’ll never notice the difference in your house, but you will notice the difference on your bill. Change your calling plan or get rid of your landline unless it’s a must have.
Tip #3: Purchase a Telestial (www.telestial.com) Passport SIM card and unlocked GSM phone for your child studying abroad. Not only will you have the peace of mind knowing your child has access to a phone anytime, their calls won’t have international roaming rates associated with using an American cell overseas, which can range up to $5 per minute. In many popular study-abroad locations (Italy, Spain, France, Ireland, UK) incoming calls are free and outgoing calls start at $0.49 per minute.
Tip #4: Spend five minutes a day looking for online coupons. There are a bundle of sites out there that can save you lots on everyday purchases. Make a list of the stores you need to hit and use Google to look for coupons.
Tip #5: Play a money game. Whether you choose a quarter, a nickel or even a penny – put that spare change into the piggy bank. You’ll have more money saved before you miss a dime.